How to Increase Transaction Limit on UBA Mobile Banking

Do you want to to Increase Transaction Limit on UBA Mobile Banking?

UBA Mobile Banking offers convenience for managing your finances, but sometimes the default transaction limits can restrict your operations. Whether you need to pay higher bills or transfer larger sums, increasing your transaction limit can make banking more seamless.

This guide will walk you through how to raise your transaction limit using the UBA Mobile Banking app or other available channels.

Understand UBA Transaction Limits

Before making adjustments, it’s essential to know the limits tied to your account type and banking platform.

•Default limits: Most UBA accounts come with daily transaction limits for transfers and payments.

•Account type influence: Limits may vary based on whether you have a savings or current account.

•Security considerations: Higher limits often require stronger authentication, such as token-enabled transactions or biometric verification.

Method 1: Use the UBA Mobile App

The UBA Mobile Banking app allows you to adjust your transaction limit easily.

1.Log into the app: Open your UBA mobile app and use your username and PIN or biometric credentials to sign in.

2.Navigate to settings: Click on "More" icon, located below the scree,  on the application. Click on "Self service" on the list of categories shown. Click on "Daily Transaction Limit" in the list of the self services.

3.Modify the limit: On the limit increase page, agree to the terms and conditions for limit indemnity and  input your desired limit, then confirm.

Note: The default limit is 200k with pin and 1m with secure pass. To increase your limit up to 5 million, you have to fulfill the e-indemnity on the app.

4.Authenticate the change: You will be required to enter your password from Secure Pass, to authorize the limit increase. If you do not have the Secure Pass application, you can switch to another option to authenticate.

You can choose the option to authenticate with your card details. You will be required to input the first six digits and the last four digits of your card, the expiry date; to authorize.

Method 2: Contact Customer Support

UBA’s customer service team can assist with increasing your limit.

1. Call UBA’s helpline: Dial 0700 2255 822 from your registered phone number.

2. Provide verification details: Confirm your identity by answering security questions.

3. Request a limit increase: Specify the new limit you need and the reasons for the request.

Method 3: Visit a Branch

You can also visit the nearest UBA branch for transaction limit adjustments. In this case, you will be required to visit the branch with your documents.

You are to go along with your ID;  a valid means of identification (e.g., national ID, passport, driver's license or permanent voters card).

Walk up to the customer service desk in the branch and inform the staff about your request to increase your transaction limit. 

You will be handed the transaction limit modification form at the customer service desk. Complete the request form and submit.

The process may take up to 24hours to be completed after you have submitted the documents required.

Security Measures for Higher Limits

To safeguard your account, UBA often applies extra security protocols for higher transaction limits.

•Soft token or hardware token: Consider activating a UBA token for added protection.

•Two-factor authentication (2FA): Enable 2FA for mobile and online transactions.

•Regular account monitoring: Frequently review your transaction history for any unauthorized activity.

CrackHow Advice

The process to increase your UBA transaction limit is straightforward, whether you use the mobile app, customer support, or a branch visit. You should be vigilante keep security a priority at all times, especially when handling larger transactions. By following this guide, you can enjoy a more flexible and efficient banking experience.