Ecobank Transfer Code (326#): How to Register, Activate, and Use USSD for Easy Banking

Just like every other bank across the country, Ecobank provides quick, secure, and hassle-free banking solution with its USSD transfer code.

Ecobank USSD allows you to send money, pay bills, and manage your accounts directly from your mobile phones without internet connection or a branch visit.

To Access the Ecobank USSD channel, you can simply dial *326#. This guide walks you through the Ecobank transfer code and provides a detailed list of USSD options to make your transactions more convenient than ever.

The Ecobank short code is *326#. This USSD (Unstructured Supplementary Service Data) code gives customers numerous options related to using or transferring funds from their Ecobank account.

Upon dialing the code, one is directed to Ecobank's transaction platform, making it easy to access most of the bank's services without the need for physical presence at the banking hall.

List of Ecobank mobile transfer codes

You can use the Ecobank code to carry out various transactions as indicated in the table.

What Do You Need to Activate the Ecobank Transfer Code?

Before you can use Ecobank’s USSD banking service (*326#), you will need to need the following essential requirements 

• An active Ecobank account: You must have a valid and operational account with Ecobank. Without this, you cannot register or use the transfer code.
• A registered mobile number: The phone number you intend to use must be the one linked to your Ecobank account. This ensures that transactions and notifications are tied to the correct account.
• Your Ecobank debit card: During the activation process, details from your debit card will be required for verification. Keep it handy to complete registration without delays.
• A supported mobile network: Ecobank’s USSD service works seamlessly on major Nigerian networks, including MTN, Glo, Airtel, and 9Mobile. Make sure your SIM is active on any of these providers.
• Sufficient airtime balance: Since USSD banking may attract minimal charges, your phone should have enough airtime to initiate and complete transactions successfully.

With these requirements in place, you can easily activate the Ecobank transfer code and start enjoying convenient, secure, and round-the-clock banking services directly from your mobile phone.

Registration Steps

Dial *326# on your registered mobile number and follow the prompts to create a secure 4-digit USSD PIN.

If prompted, enter the last four digits of your Ecobank debit card for verification and complete the registration process as directed.

Once you have all the requirements ready, here are the steps on how to create an Ecobank transfer code.

Steps to sign up for Ecobank Transfer Code (USSD):

1. Have an active Ecobank account

• Ensure you have a valid Ecobank account and a debit card linked to your account.

2. Use a registered mobile number

• Your phone number must be registered with Ecobank for USSD services.

3. Dial the USSD code

On your phone, dial *326# to start the registration process.

4. Follow the prompts

• Select “Register” or “Sign Up” when prompted.
• Enter your personal details as required, such as your account number.
• Enter the last four digits of your Ecobank debit card if requested.

5. Create a USSD PIN

• Choose a secure 4-digit PIN. This will be used to authorise all USSD transactions.

6. Confirm registration

• Follow the final prompts to complete the registration. You should receive a confirmation message indicating that your Ecobank transfer code is active.

How to sign up for the transfer code at an Ecobank branch

To sign up for the Ecobank transfer code at a branch, visit any Ecobank location with a valid ID and your account details. Request USSD registration, provide your account number, debit card information, and confirm your registered mobile number.

The bank staff will help you set a secure 4-digit USSD PIN. Once completed, your Ecobank transfer code will be active, allowing you to send money, check balances, and perform other transactions via USSD.