How to Request and Activate Opay Debit Card in Nigeria

Opay has become one of the most popular digital banking platforms in Nigeria, offering services like money transfers, bill payments, and now, a debit card that makes spending even more convenient.

If you’ve been searching for how to get an Opay ATM card or how to request an Opay debit card, this simple guide will walk you through everything you need to know.

What Is the Opay Debit Card?

The Opay debit card is directly linked to your Opay wallet, giving you access to your money anytime. You can use it for ATM withdrawals, in-store purchases, and online payments without needing a traditional bank account.

Why You Should Get an Opay Card

• Convenience: Access your wallet funds easily without relying solely on the mobile app.
• ATM Withdrawals: Withdraw cash from any ATM across Nigeria.
• Wide Acceptance: Make payments at POS terminals, stores, and online platforms.
• Seamless Integration: Connects directly with your Opay wallet for smooth transactions.

How to Get an Opay Debit Card (Step-by-Step)

Step 1: Open the Opay app on your smartphone.

To get your Opay debit card, the first thing you need to do is open the Opay mobile app on your smartphone.

If you don’t already have the app installed, you can easily download it from the Google Play Store for Android or the Apple App Store for iPhones.

Step 2: Log in with your registered phone number and password.

Once the app is installed, open it and log in to your account using your registered phone number and password.

If you don’t yet have an account, you’ll need to sign up first by providing your personal details and verifying your phone number.

Step 3: Request for a Card

After logging in, navigate to the main menu and look for the “Cards” or “Debit Card” option.

Once there, tap on the option that says “Request a Card.”

You’ll be asked to provide some personal details, most importantly your delivery address.

It’s very important to ensure that the address you provide is accurate and complete because Opay will use it to deliver your physical debit card to you.

Step 4: Confirm your request and pay the required fee

Next, confirm your card request and pay a small processing or delivery fee.

Once your request has been successfully submitted and confirmed, Opay will begin processing it.

Delivery time can vary depending on your location, but most users receive their cards within three to seven working days.

You can keep an eye on the status of your card request through the Opay app, where updates may appear once your card has been dispatched.

When your Opay debit card finally arrives, it will come with instructions on how to activate it.

Activation is usually done within the Opay app when you go to the “Cards” section, select the option to activate your card, and follow the prompts.

After successful activation, you can set up your PIN, link the card to your Opay wallet, and start using it immediately for ATM withdrawals, online payments, and POS transactions.

How Much Does the Opay Card Cost?

It usually costs around ₦700–₦1,000, depending on your delivery location and current Opay policies.

How Long Does Delivery Take?

Card delivery typically takes between 3 and 7 working days.

How Do I Activate My Opay Card?

Once you receive your card, open the Opay app, go to “Cards,” and follow the on-screen instructions to activate it and set your PIN.